{"id":19463,"date":"2026-02-25T11:16:03","date_gmt":"2026-02-25T10:16:03","guid":{"rendered":"https:\/\/www.troostwijk.nl\/?page_id=19463"},"modified":"2026-03-18T16:34:48","modified_gmt":"2026-03-18T15:34:48","slug":"reinstatement-value-model","status":"publish","type":"page","link":"https:\/\/www.troostwijk.nl\/en\/reinstatement-value-model\/","title":{"rendered":"Reinstatement Value Model (RVM) EN 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row column_spacing=&#8221;30&#8243; gap=&#8221;30&#8243;][vc_column width=&#8221;1\/2&#8243;]<style>.vcex-heading.vcex_6a0d6041d0fa2{color:#000000;font-size:var(--wpex-text-5xl);}<\/style><h1 class=\"vcex-heading vcex-heading-plain vcex-module wpex-h1 wpex-text-left vcex_6a0d6041d0fa2\"><span class=\"vcex-heading-inner wpex-inline-block\">Reinstatement Value Model: Automated valuations<\/span><\/h1><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p data-start=\"57\" data-end=\"261\"><span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">Many organizations still work with inaccurate or outdated reinstatement values.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">This increases the risk of underinsurance and slows down underwriting processes.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">The Reinstatement Value Model (RVM) calculates reinstatement values \u200b\u200bautomatically and in real time based on current data.<\/span><\/span><\/p>\n<p data-start=\"57\" data-end=\"261\"><span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">The model combines technology, market knowledge, and valuation expertise in a single, scalable solution for both individual properties and entire real estate portfolios.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">The results are directly applicable in insurance and underwriting processes and provide continuous insight into risks.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">RVM is available through the <a href=\"https:\/\/oodit.nl\/nl\/\">Oodit<\/a> platform or can be implemented via an API, unlocking the reinstatement value at precisely the right moment in the process.<\/span><\/span><\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div><a href=\"https:\/\/www.troostwijk.nl\/en\/contact\/\" class=\"vcex-button theme-button inline\" data-wpex-hover='{&quot;background&quot;:&quot;#041d59&quot;}'><span class=\"vcex-button-inner theme-button-inner\">Contact us<\/span><\/a> [\/vc_column][vc_column width=&#8221;1\/2&#8243;]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:60px;\"><\/div>[vc_single_image image=&#8221;20219&#8243; img_size=&#8221;large&#8221; css_animation=&#8221;right-to-left&#8221; css=&#8221;&#8221; img_hover=&#8221;grow&#8221;]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:50px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; gap=&#8221;35&#8243; min_height=&#8221;300&#8243; css=&#8221;.vc_custom_1770370123407{padding-top: 40px !important;padding-bottom: 40px !important;background-color: #DCEAF7 !important;}&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;5\/6&#8243;]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css_animation=&#8221;none&#8221; css=&#8221;.vc_custom_1772013464885{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; color=&#8221;#3c3c3c&#8221; text_align=&#8221;left&#8221; font_weight=&#8221;normal&#8221;]\n<blockquote>\n<p style=\"text-align: left\"><em><span class=\"wpex-text-5xl\">The digital solution for automated valuations.<\/span><\/em><\/p>\n<\/blockquote>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:60px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]\n<h2 style=\"text-align: center\">Trusted by professionals<\/h2>\n<p style=\"text-align: center\" data-start=\"3815\" data-end=\"3981\">RVM is used by insurers, intermediaries, and real estate professionals who opt for innovation, speed, and reliability in valuation and risk management.<\/p>\n[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style>.vcex-image.vcex_6a0d6041d3961 .vcex-image-img{object-position:center center;}<\/style><figure class=\"vcex-image vcex-module textcenter vcex_6a0d6041d3961\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block hvr hvr-grow\"><a href=\"https:\/\/www.surebusiness.nl\/\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Surebusiness-120x120.jpeg\" alt=\"Surebusiness\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Surebusiness-120x120.jpeg 120w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Surebusiness-150x150.jpeg 150w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Surebusiness.jpeg 200w\" width=\"120\" height=\"120\"><\/a><\/div><\/figure>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style>.vcex-image.vcex_6a0d6041d468e .vcex-image-inner{max-width:130px;}.vcex-image.vcex_6a0d6041d468e .vcex-image-img{height:120px;object-position:center center;}<\/style><figure class=\"vcex-image vcex-module textcenter vcex_6a0d6041d468e\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block hvr hvr-grow\"><a href=\"https:\/\/bouwinvest.com\/\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle wpex-object-scale-down\" alt=\"Bouwinvest Logo\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Logo-Bouwinvest-01-180x120.png\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Logo-Bouwinvest-01-180x120.png 180w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Logo-Bouwinvest-01-300x200.png 300w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Logo-Bouwinvest-01.png 445w\" width=\"180\" height=\"120\"><\/a><\/div><\/figure>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style>.vcex-image.vcex_6a0d6041d4e74 .vcex-image-inner{max-width:120px;}.vcex-image.vcex_6a0d6041d4e74 .vcex-image-img{height:120px;object-position:center center;}<\/style><figure class=\"vcex-image vcex-module textcenter vcex_6a0d6041d4e74\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block hvr hvr-grow\"><a href=\"https:\/\/www.aon.com\/nl-nl\/\"><img width=\"600\" height=\"400\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/AOn-logo.jpeg\" class=\"vcex-image-img wpex-align-middle wpex-object-scale-down\" alt=\"AON logo\" loading=\"lazy\" decoding=\"async\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/AOn-logo.jpeg 600w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/AOn-logo-300x200.jpeg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/a><\/div><\/figure>[\/vc_column][vc_column width=&#8221;1\/6&#8243;]<style>.vcex-image.vcex_6a0d6041d5511 .vcex-image-img{object-position:center center;}<\/style><figure class=\"vcex-image vcex-module textcenter vcex_6a0d6041d5511\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block hvr hvr-grow\"><a href=\"https:\/\/www.allianz.nl\/zakelijk.html\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" alt=\"Allianz Logo\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/allianz-logo-2-120x120.png\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/allianz-logo-2-120x120.png 120w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/allianz-logo-2-300x300.png 300w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/allianz-logo-2-150x150.png 150w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/allianz-logo-2.png 400w\" width=\"120\" height=\"120\"><\/a><\/div><\/figure>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:70px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1769528654788{background-color: #EDF5FD !important;}&#8221;][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:60px;\"><\/div>[vc_custom_heading text=&#8221;Why RVM?<br \/>\nThe benefits of an innovative approach&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row css_animation=&#8221;none&#8221; full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1769077117336{background-color: #EDF5FD !important;}&#8221;][vc_column css_animation=&#8221;none&#8221; width=&#8221;1\/5&#8243;]<figure class=\"vcex-image vcex-module textcenter\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-postcode-1-scaled-80x80.png\" alt=\"RVM Postcode\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-postcode-1-scaled-80x80.png 80w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-postcode-1-150x150.png 150w\" width=\"80\" height=\"80\"><\/div><\/figure><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center\" data-start=\"2295\" data-end=\"2345\"><strong>Reinstatement value calculated instantly<\/strong><br \/>\nRVM automatically calculates reinstatement values \u200b\u200bwithin seconds based on your postal code and house number.<\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<figure class=\"vcex-image vcex-module textcenter\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-zekerheid-2-scaled-80x80.png\" alt=\"RVM Zekerheid\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-zekerheid-2-scaled-80x80.png 80w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-zekerheid-2-150x150.png 150w\" width=\"80\" height=\"80\"><\/div><\/figure><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center\" data-start=\"2724\" data-end=\"2771\"><strong>Protection against underinsurance<\/strong><br \/>\nUp-to-date reinstatement value data reduces the risk of underinsurance and minimizes disputes during claims handling.<\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<figure class=\"vcex-image vcex-module textcenter\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-dashboard-1-scaled-80x80.png\" alt=\"RVM Dashboard\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-dashboard-1-scaled-80x80.png 80w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-dashboard-1-150x150.png 150w\" width=\"80\" height=\"80\"><\/div><\/figure><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center\" data-start=\"2895\" data-end=\"2934\"><strong>Insight into portfolio risks<\/strong><br \/>\nWith RVM you can easily identify deviations, priorities and risks within large and complex real estate portfolios.<\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<figure class=\"vcex-image vcex-module textcenter\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-API-1-scaled-80x80.png\" alt=\"RVM API\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-API-1-scaled-80x80.png 80w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/01\/RVM-API-1-150x150.png 150w\" width=\"80\" height=\"80\"><\/div><\/figure><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center\" data-start=\"3044\" data-end=\"3079\"><strong>Easy integration via API<\/strong><br \/>\nThe reinstatement value is automatically integrated into the quotation and acceptance process via API connections.<\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/5&#8243;]<figure class=\"vcex-image vcex-module textcenter\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Betrouwbaarheidsscore-scaled-80x80.png\" alt=\"Betrouwbaarheidsscore\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Betrouwbaarheidsscore-scaled-80x80.png 80w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/02\/Betrouwbaarheidsscore-150x150.png 150w\" width=\"80\" height=\"80\"><\/div><\/figure><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center\" data-start=\"3044\" data-end=\"3079\"><strong>Reliability score as evidence<\/strong><br \/>\nRVM can be used for any type and size of building, supported by insight into data source reliability through the reliability score.<\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:30px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1753256921622{background-color: #FFFFFF !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;5\/6&#8243;]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:70px;\"><\/div><style>.vcex-heading.vcex_6a0d6041db0c1{font-weight:700;}<\/style><div class=\"vcex-heading vcex-heading-plain vcex-module wpex-heading wpex-text-2xl vcex_6a0d6041db0c1\"><span class=\"vcex-heading-inner wpex-inline-block\">Our approach<\/span><\/div><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:40px;\"><\/div><style>.vcex-steps.vcex_6a0d6041db7d7 .vcex-steps-item__figure{--wpex-accent:#fdc83e;}.vcex-steps.vcex_6a0d6041db7d7 .vcex-steps-item__line{--wpex-accent:#fdc83e;}.vcex-steps.vcex_6a0d6041db7d7 .vcex-steps-item__symbol{font-weight:600;}<\/style><div class=\"vcex-steps vcex-steps--vertical vcex_6a0d6041db7d7\"><div class=\"vcex-steps__items wpex-grid\"><div class=\"vcex-steps-item vcex-steps-item--1 wpex-flex\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mr-20 wpex-flex-col wpex-mr-20\"><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--solid wpex-text-md wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-bg-accent wpex-text-on-accent\">1<\/span><span class=\"vcex-steps-item__line wpex-block wpex-grow wpex-bg-accent wpex-w-3px wpex-h-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40\"><div class=\"vcex-steps-item__heading wpex-heading wpex-text-md wpex-flex wpex-flex-wrap wpex-items-center\">Data collection<\/div><div class=\"vcex-steps-item__text wpex-last-mb-0 wpex-mt-10\"><p>Object data is automatically retrieved and enriched based on postal code and house number.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-steps-item vcex-steps-item--2 wpex-flex\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mr-20 wpex-flex-col wpex-mr-20\"><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--solid wpex-text-md wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-bg-accent wpex-text-on-accent\">2<\/span><span class=\"vcex-steps-item__line wpex-block wpex-grow wpex-bg-accent wpex-w-3px wpex-h-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40\"><div class=\"vcex-steps-item__heading wpex-heading wpex-text-md wpex-flex wpex-flex-wrap wpex-items-center\">Smart data processing<\/div><div class=\"vcex-steps-item__text wpex-last-mb-0 wpex-mt-10\"><p>The data is structured and processed in an innovative valuation model, powered by market and appraisal knowledge.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-steps-item vcex-steps-item--3 wpex-flex\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mr-20 wpex-flex-col wpex-mr-20\"><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--solid wpex-text-md wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-bg-accent wpex-text-on-accent\">3<\/span><span class=\"vcex-steps-item__line wpex-block wpex-grow wpex-bg-accent wpex-w-3px wpex-h-100\"><\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40\"><div class=\"vcex-steps-item__heading wpex-heading wpex-text-md wpex-flex wpex-flex-wrap wpex-items-center\">Automatic reinstatement value calculation<\/div><div class=\"vcex-steps-item__text wpex-last-mb-0 wpex-mt-10\"><p>The reinstatement value is calculated in real time and made available via dashboard or API.<\/p>\n<\/div><\/div><\/div><div class=\"vcex-steps-item vcex-steps-item--4 wpex-flex\"><div class=\"vcex-steps-item__figure wpex-flex wpex-items-center wpex-mr-20 wpex-flex-col wpex-mr-20\"><span class=\"vcex-steps-item__symbol vcex-steps-item__symbol--solid wpex-text-md wpex-inline-flex wpex-items-center wpex-justify-center wpex-flex-shrink-0 wpex-leading-none wpex-tracking-normal wpex-rounded-full wpex-bg-accent wpex-text-on-accent\">4<\/span><\/div><div class=\"vcex-steps-item__content wpex-flex-grow wpex-mb-40\"><div class=\"vcex-steps-item__heading wpex-heading wpex-text-md wpex-flex wpex-flex-wrap wpex-items-center\">Quality control by appraisers<\/div><div class=\"vcex-steps-item__text wpex-last-mb-0 wpex-mt-10\"><p>Properties that fall outside the standard calculation are assessed by experienced appraisers for maximum reliability.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:50px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:30px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1769528665650{background-color: #EDF5FD !important;}&#8221;][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:80px;\"><\/div>[vc_custom_heading text=&#8221;Frequently asked questions about RVM&#8221; font_container=&#8221;tag:h2|text_align:left|color:%23000000&#8243; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; column_spacing=&#8221;30&#8243; gap=&#8221;30&#8243; css=&#8221;.vc_custom_1773241720646{background-color: #EDF5FD !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_toggle title=&#8221;What is the reinstatement value of a commercial property?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left|color:%23000000&#8243; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]<span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">The reinstatement value is the amount needed to rebuild the building;<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">this forms the basis for the insured amount.<\/span><\/span>[\/vc_toggle][vc_toggle title=&#8221;What is underinsurance and why is it a risk?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]Underinsurance means the insured amount is too low compared to the reinstatement value, which puts an organization at financial risk in the event of damage.[\/vc_toggle][vc_toggle title=&#8221;How fast can RVM calculate reinstatement values?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]RVM is designed to automatically value large numbers of objects and retrieve reinstatement values \u200b\u200bin real-time in processes.[\/vc_toggle][vc_toggle title=&#8221;Can RVM be integrated into our quotation\/acceptance process via API?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]Yes, RVM provides real-time valuations via API based on postal code and house number and can be applied directly in application processes.[\/vc_toggle][vc_toggle title=&#8221;What happens to objects that cannot be automatically valued correctly?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]These are assessed separately by our experienced appraisers for a final valuation.[\/vc_toggle][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_toggle title=&#8221;Can RVM be used for the entire portfolio?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]<span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">RVM can be used for any type of property, commercial or residential, and of any size, from small to large.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">Each calculation assesses the reliability of the available data sources.<\/span><\/span> <span class=\"jCAhz\"><span class=\"ryNqvb\">We demonstrate this reliability through the reliability score.<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">This means there is no fixed upper limit to RVM&#8217;s use, allowing for well-founded insight for each property.<\/span><\/span>[\/vc_toggle][vc_toggle title=&#8221;Do you support Single Sign-On (SSO)?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]Yes. We support Single Sign-On (SSO) with Microsoft Entra ID.[\/vc_toggle][vc_toggle title=&#8221;Where is RVM data processed?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]RVM uses the provider TransIP, which operates data centers in Amsterdam (AMS0) and Alblasserdam (RTM0). In addition, Oodit B.V. uses the Azure region West Europe, which is physically located in the Netherlands.[\/vc_toggle][vc_toggle title=&#8221;Is your data secure?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]\n<p data-start=\"353\" data-end=\"484\">We conduct professional penetration tests every year to continuously ensure the security of our systems.<\/p>\n<p data-start=\"486\" data-end=\"800\"><strong data-start=\"486\" data-end=\"520\">RVM uses encryption in transit<\/strong><br data-start=\"520\" data-end=\"523\" \/>RVM implements encryption in transit using industry-accepted standards such as TLS 1.2 or newer. Outdated protocols are avoided to ensure secure data transmission over public networks. We enforce HTTPS and use HSTS to ensure that all communication remains encrypted and secure.<\/p>\n<p data-start=\"802\" data-end=\"1156\"><strong data-start=\"802\" data-end=\"833\">RVM uses encryption at rest<\/strong><br data-start=\"833\" data-end=\"836\" \/>The company secures data at rest using industry-accepted encryption standards such as AES-256. This ensures that all stored data\u2014whether in databases or other storage systems\u2014is protected against unauthorized access and data breaches. Employee devices are also encrypted using BitLocker on Windows or FileVault on macOS.<\/p>\n[\/vc_toggle][vc_toggle title=&#8221;What is the software development process for RVM?&#8221; style=&#8221;rounded&#8221; color=&#8221;sky&#8221; custom_font_container=&#8221;tag:p|font_size:16|text_align:left&#8221; custom_use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221; use_custom_heading=&#8221;true&#8221;]RVM developers follow a multi-step software development process in which test and acceptance environments are strictly separated from the production environment. To ensure software quality, code reviews, automated tests, regression tests, and production validation tests are performed after each release. Changes are carried out only by personnel working according to the least-privilege principle and the four-eyes principle.[\/vc_toggle][\/vc_column][vc_column wpex_shadow=&#8221;shadow-md&#8221; width=&#8221;1\/3&#8243; css=&#8221;.vc_custom_1773241732767{padding-top: 40px !important;padding-right: 40px !important;padding-bottom: 40px !important;padding-left: 40px !important;background-color: #FFFFFF !important;border-radius: 10px !important;}&#8221;][vc_custom_heading text=&#8221;ISO27001 certified&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:10px;\"><\/div>[vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: left\" data-start=\"3815\" data-end=\"3981\">We comply with the international standard for information security and protection of customer data.<\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:10px;\"><\/div><figure class=\"vcex-image vcex-module textcenter\"><div class=\"vcex-image-inner wpex-relative wpex-inline-block\"><img loading=\"lazy\" class=\"vcex-image-img wpex-align-middle wpex-aspect-1-1 wpex-object-cover\" decoding=\"async\" src=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/03\/ISO-certifcation-120x120.jpg\" alt=\"ISO Certificering\" srcset=\"https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/03\/ISO-certifcation-120x120.jpg 120w, https:\/\/www.troostwijk.nl\/wp-content\/uploads\/2026\/03\/ISO-certifcation-150x150.jpg 150w\" width=\"120\" height=\"120\"><\/div><\/figure>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1769528673971{background-color: #EDF5FD !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][\/vc_column][vc_column width=&#8221;1\/2&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1769529066128{background-color: #EDF5FD !important;}&#8221;][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:70px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/6&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1766059928610{padding-right: 30px !important;padding-left: 30px !important;background-color: #FDFDFD !important;}&#8221;]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[vc_custom_heading text=&#8221;Ready for innovative valuations?&#8221; font_container=&#8221;tag:h2|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221;]\n<p style=\"text-align: center\"><span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">Want to determine reinstatement values \u200b\u200bfaster, structurally reduce underinsurance, and modernize your acceptance and analysis processes?<\/span><\/span> <span class=\"jCAhz ChMk0b\"><span class=\"ryNqvb\">Experience for yourself how RVM, <a href=\"https:\/\/www.troostwijk.nl\/taxaties\/waar-staat-rvm-voor\/\">an innovative tool<\/a>, can support your organization with real-time, data-driven insights.<\/span><\/span><\/p>\n[\/vc_column_text]<div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div><style>.vcex-multi-buttons.vcex_6a0d6041de064 .theme-button,.vcex-multi-buttons.vcex_6a0d6041de064 .theme-txt-link{font-size:var(--wpex-text-md);}<\/style><div class=\"vcex-multi-buttons wpex-flex wpex-flex-wrap wpex-items-center wpex-gap-10 wpex-justify-center vcex_6a0d6041de064\"><a href=\"https:\/\/www.troostwijk.nl\/en\/contact\/\" class=\"theme-button flat outline-transparent wpex-text-center vcex-count-1\" style=\"background:#fdc83e;\" data-wpex-hover=\"{&quot;background&quot;:&quot;#041d59&quot;}\">Contact<\/a><a href=\"https:\/\/www.troostwijk.nl\/en\/request-quotation\/\" class=\"theme-button flat outline-transparent wpex-text-center vcex-count-2\" style=\"background:#0085ca;\" data-wpex-hover=\"{&quot;background&quot;:&quot;#041d59&quot;}\">Get a quote<\/a><\/div><div class=\"vcex-module vcex-divider vcex-divider-solid vcex-divider-center wpex-mx-auto wpex-block wpex-h-0 wpex-border-b wpex-border-solid wpex-border-main\" style=\"margin-block:20px;\"><\/div>[\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row column_spacing=&#8221;30&#8243; gap=&#8221;30&#8243;][vc_column width=&#8221;1\/2&#8243;][vc_column_text css=&#8221;&#8221;] Many organizations still work with inaccurate or outdated reinstatement values. This increases the risk of underinsurance and slows down underwriting processes. The Reinstatement Value Model (RVM) calculates reinstatement values \u200b\u200bautomatically and in real time based on current data. The model combines technology, market knowledge, and valuation expertise in a single,&hellip;<\/p>\n","protected":false},"author":11,"featured_media":17686,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/no-sidebar.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-19463","page","type-page","status-publish","has-post-thumbnail","hentry","entry","has-media"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reinstatement Value Model: Automated valuations<\/title>\n<meta name=\"description\" content=\"RVM is available through the Oodit platform or can be implemented via an API, unlocking the reinstatement value at precisely the right moment in the process.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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